Bonus funds

Conditional credit, and the obligation attached to it

A casino bonus is credit that becomes ordinary money only when a condition has been discharged, and understanding it as an obligation rather than a gift explains nearly every complaint people have about them. The credit is generally ring-fenced from money you paid in; the obligation is usually expressed as a multiple of the credit that must be turned over in stakes; and in many designs, accepting the offer attaches conditions to your whole balance rather than to the credited portion alone. A code, where one exists, does nothing beyond attaching an account to a particular offer; it holds no value in itself, and one string can be reused across campaigns whose conditions have nothing in common. This page describes that machinery. It states no amounts, because we have not been able to see any.

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The four numbers that decide whether an offer is worth taking

You can evaluate any promotion from any operator with these, and none of them require trusting a review site — including this one. Three of the four are usually printed and the fourth is usually the one that matters.

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The multiple, and what it multiplies

A turnover requirement applied to the credit alone is a fundamentally different proposition from the same requirement applied to credit plus your own deposit. That distinction is often one word long in the terms.

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The weighting per category

If a category contributes at a fraction of face value, the real turnover you must generate is a multiple of the headline figure. This is where a plausible-looking offer quietly becomes unreachable.

The clock, and when it starts

A time limit that begins on opt-in rather than on first play removes days you assumed you had. It is worth establishing which it is before accepting rather than afterwards.

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The cap on what can be taken out

Where a maximum withdrawal applies to winnings derived from promotional credit, it sets the ceiling on the entire exercise regardless of how well things go. A missing cap is as important a fact as a low one.

Reading an offer before you accept it

  1. Find the multiple and establish in one sentence what it is applied to: the credit alone, or the credit together with your deposit.
  2. Find the category weighting table and recalculate the real turnover using the categories you would actually play.
  3. Establish when the clock starts and how long it runs, then decide whether that is compatible with how often you play.
  4. Look for a ceiling on withdrawable winnings derived from the credit, and treat the absence of one as a fact worth confirming.
  5. Save a dated copy of the terms as they stand on the day you opt in, because that is the version any later argument will turn on.